Monday, April 28, 2008

A New Look With The Right Kitchen Faucet And Sink

When you make your kitchen is very well and even flourish, littlest make a big difference, but if the kitchen faucet is causing your problems often forget the value of a company trying to repair a mess of things to consider, instead of To completely replace the faucet. This is a very cost effective and simple steps can make a big difference in the appearance and usefulness of the next room. You can search for a faucet. All the needs, and to install a faucet, any theme to fit into the kitchen or the following general decorations you can actually add to the entrance to enjoy breakfast. Sink faucet in the kitchen to perfect the match, such as a large selection available, the search and peripherals can kitchen cabinets, countertops, sinks, and the decor kitchen.
replacing stopper in the kitchen to make a real difference
when to replace the kitchen faucet and enjoy the various benefits. Look forward to finding it. Accessories are really fit the decor, please. You can add to the style and class, you simply replace the kitchen faucet in one of today& 39;s modern and sleek style. The faucet in the range of these features can also increase its usefulness of the kitchen, and other manufacturers, their life easier by using the kitchen. You can choose from many great styles, all the needs of design and functionality. Enjoy a selection of brass, copper, chrome, stainless steel, and more, all this is absolutely palatable taste and pocket. To select the best so you can meet your needs, options that include faucet filter, double or single-handle faucet, wall-mounted faucets, mixer taps and shower faucets, and many do not others.
you To spend a fortune on the faucet faucets
by online shopping can really make huge savings as well as enjoy a far greater faucet. Many leading manufacturer of faucets to provide benefits via the Internet, and to provide deep discounts mean you can enjoy a good price for money. Compared to enjoy the faucet designs and to provide a mechanism to find the best meets your needs, to save money and look forward to the opportunity cost, easy to order, fast and convenient delivery of Getting a Of your order. To tap the pipes to prove their problem is, they receive can be retrieved once the full kitchen next to no looking time.
whatever themes and decorations, kitchen, it can complement the Surely the right to install the faucet to match the style of the kitchen and kitchen fixtures. This is a great way to add an effective and cost benefits of design and functionality of your kitchen.



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Sunday, April 20, 2008

Advertising is about Messages

Marketing is one of those jobs that many business owners hate but have to do in order to survive. Some companies spend as much as 90% of their resources drawing business and only 10% actually completing the work that pays them. Few business owners know what the real purpose of marketing is and fail because of these small misunderstandings.
It is assumed that marketing is about producing sales. For the most part, this is true. However, the true nature of marketing is about getting your message out. The distinction is important because one focuses only on the immediate return while the other focuses on both the immediate and the long-term results. The more we get out our message the more likely consumers will remember our product. Remembering our product equals repeat sales.
Most large companies have a message that people will remember. These messages are usually referred to in the slogan, are part of the advertising campaign and become tied with the product or company. A slogan can be about anything but is usually associated in someway with the corporate philosophy. For example, News that doesn t make you snooze! would obviously be from a company that is trying to give you interesting news reports.
This message becomes both the theme and a guide to the business. Customers as well as employees associate your product with the message because it is easier for them to remember. The more effective we are at associating the message with the product the more likely we are in encouraging and retaining business.
Once you are actually engaged in the advertising process your goal is to get the message out to the right people. The more closely you align your target population to the message, the more sales you are going to make. For example, assuming that most business readers are males over the age of 40 your message News that doesn t make you snooze! should be advertised in only those places where 40 year olds are going to receive it. Places might be clubs, journals, billboards, etc. There is no point in advertising to the under 20 year old group if they aren t likely to be interested in the news anyways.
The difference between a message and simply exposing your product is in the content. A message appeals and draws while exposure only displays. Exposure is only likely to result in a short-term sale while a message is likely to be both short and long-term. As customers remember your message and know what your company stands for they will likely purchase again because they remember you. Messages are about maintaining an image that will result in both a short-term and long-term sale that will brand your product for the future.
The next time you start a marketing campaign be aware of the differences between simply getting your product exposure and developing a message. Focus on getting your message out to the people most likely to hear it and be interested in it instead of advertising in the medium that has the most viewers. It makes little sense to spend large amounts on getting exposure if no one is willing to listen.
Murad Ali, a two-time published author, writes articles and offers advertisement space for businesses. Visit http://www.thenewbusinessworld.blogspot.com



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Consulting Engineering Salaries - 2004

The composite highest-income practitioner in this field (salary plus cash bonus and/or cash profit sharing) is the President "A" (defined as a chief executive officer who is the owner of, a full partner in, or a major stockholder in the firm) of a consulting engineering firm. The firm provides services in civil (general, structural, and/or land development), or geotechnical engineering; receives in excess of $25,000,000 in gross annual fees for services rendered; has 500 or more employees; and is headquartered in or near Raleigh/Durham/Chapel Hill, St. Louis, Oakland/East Bay, Milwaukee, Portland (OR), Lincoln (NE), Chicago, Middlesex-Essex Counties (MA), or Sacramento. This individual has a BS in engineering or higher, and 20 or more years of experience. While the median President "A" has a total annual income of $112,000, the highest-income individuals reported in this group make over $1,000,000.

Far toward the other end of the income spectrum, Field Technicians have a median income of $27,400. Sometimes earning under $18,000, the lowest-paid employees in this group usually are located in or near St. Louis, Corpus Christi, Milwaukee, or Richmond/Petersburg (VA), or outside metropolitan areas studied in Missouri; work for firms providing services in surveying or general civil or geotechnical engineering; have under three years of experience; and have no college training.

These composites represent the briefest possible "boil-down" of the voluminous data provided regarding current salaries and cash bonuses and/or profit sharing, and numerous demographic variables provided by 216 consulting engineering and land surveying firms on more than 5,300 employees in 152 benchmark jobs. The end results of the survey appear in Compensation in Consulting Engineering and Land Surveying Firms, 10th Edition - 2004, an 888-page, four-volume statistical analysis of compensation in this field.

Copies of the entire report are available for $1,200.00 from Abbott, Langer & Associates, Inc., Dept. ART, 548 First St., Crete, IL 60417 (telephone 708/672-4200; fax 708/672-4674; www.abbott-langer.com). The volumes may be purchased separately (Volume 1 - supervisory & managerial jobs and Volume 2 - non-supervisory engineers & scientists for $495.00 each; and Volume 3 - CADD/design/draftings jobs and Volume 4 - laboratory/surveying/technician jobs for $395.00 each).

It would be an exercise in futility to attempt more than a superficial overview of the survey results in this summary. However, some overall data regarding compensation can be presented herein, and some comments can be made.

Overall Compensation

In addition to the incomes of the benchmark jobs already discussed, the median total cash compensation nationally of some of the other 150 benchmark jobs included in the survey report is: Engineering Branch Managers "B" - $105,562 Senior Mechanical Engineering Project Managers - $95,500 Senior Environmental Engineering Project Managers - $89,322 Chief Financial Executives - $89,018 Senior Electrical/Electronic Engineers - $77,700 Chief Marketing/Sales Executives - $66,200 Senior Scientists - $66,000 Chief Human Resources Executives - $65,780 Project Highway/Traffic/Transportation Engineers - $61,168 Lead Designers - $55,000 Design/Drafting/CADD Managers - $52,000 Staff Civil Engineers - $48,240 Survey Party Chiefs - $40,120 Engineering Technicians - $37,000 Associate Field Technicians (Inspection - construction) - $36,360 Junior CADD Operators - $31,840 Associate Drafters (drafting) - $27,874 Laboratory Technicians - $27,190

Naturally, these nation-wide pay rates vary by region, state & metropolitan area, type of services provided and annual fees received by the firm, size of firm, type of work performed/supervised/managed, level of education, length of experience, and supervisory/managerial responsibility involved - all demographic variables for which data are provided in the complete report.

Geographic Area

The median total annual cash compensation for supervisory/managerial personnel is highest in the southern and southwestern states and lowest in the midwestern and north central states. The Pacific, Rocky Mountain, and northeastern states fall in the middle of the range. Regarding metropolitan areas only, the highest median annual incomes are found in: Raleigh/Durham/Chapel Hill; Charlotte/Gastonia; Dallas/Ft. Worth; Orlando; and Daytona Beach/Melbourne/Titusville. The lowest median annual incomes are found in Eugene/Springfield (OR); Great Falls; Des Moines; Butte; and Pittsburgh.

Median total annual cash compensation for engineering and scientific jobs is highest in the Pacific and north central states and lowest in the northeastern and southern states. The southwestern, Rocky Mountain, and midwestern states are in the middle. Regarding metropolitan areas only, the highest median annual incomes are found in: Houston; Las Vegas; Moline/Rock Island/Davenport; Denver/Boulder; Chicago; and Minneapolis/St. Paul. The lowest median annual incomes are found in: Harrisburg/Lancaster/York; Glenwood Springs (CO); Albany/Schenectady/Troy; Charleston (WV); Rockford (IL); and Eau Claire (WI).

Median total annual cash compensation for CADD/designing/drafting jobs is highest in the Pacific and midwestern states. The southwestern and southern states are lowest, with the Rocky Mountain, north central, and northeastern states falling in the middle. Treating metropolitan areas alone, the highest median annual incomes are found in: Oakland/East Bay; Detroit; Davenport; Champaign/Urbana; and Seattle/Everett. The lowest median annual incomes are found in: Harrisburg/Lancaster/York; Raleigh/Durham/Chapel Hill; Louisville; Kansas City; and Austin.

Median total annual cash compensation for laboratory, land surveying, and technician jobs is highest in the Pacific and Rocky Mountain states and lowest in the southwestern and southern states with the midwestern, northeastern, and north central states falling in the middle. As to metropolitan areas alone, the highest median annual incomes are found in: San Diego; Inland Empire (CA); Los Angeles; Oakland/East Bay; Philadelphia; and Cherry Hill (NJ). The lowest median annual incomes are found in Corpus Christi; Jacksonville; Anchorage; Orange County (CA); Atlanta; and Orlando.

Type of Service Provided by Employer

Overall, supervisory/managerial personnel are paid best in architectural, civil (general), and environmental engineering firms, and worst in land surveying firms and electrical/electronics engineering firms. Engineering and scientific jobs pay best in electrical and highway/traffic/transportation engineering firms, and worst in environmental, surveying, and geotechnical engineering firms. CADD/designing/drafting jobs pay best in highway/traffic/transportation and civil (general and primarily land development) engineering firms, and worst in surveying and environmental engineering firms. Laboratory, land surveying, and technician jobs pay best in highway/traffic/transportation and civil (general or primarily structural) engineering firms, and worst in surveying and geotechnical engineering firms.

Annual Fees

Overall, this factor is not a good indicator of the median total annual cash compensation received by all types of employees in the consulting engineering/land surveying field, except at the highest levels.

Number of Employees

This factor is also not a good overall predictor of median total annual cash compensation in the consulting engineering/land surveying field, again except at the highest levels.

Type of Work Performed

For supervisory/managerial personnel, median total annual cash compensation is highest in computer science and civil engineering (general), and lowest in CADD design, land surveying, and electrical/electronics engineering. For engineering and scientific jobs, it is highest in aeronautical/aerospace and chemical engineering, and lowest in ecology and land surveying. Among CADD/design/drafting personnel, designers (excluding CADD) are paid most and drafters (excluding CADD) are paid least. For laboratory, land surveying, and technician jobs, annual compensation is highest in civil engineering (primarily land development) and land surveying, and lowest in laboratory and earth sciences.

Experience

In most areas surveyed, this is an excellent predictor of median total annual cash compensation: Typically, the more years of experience, the higher the compensation.

Education

This is a major indicator of median total annual cash compensation in all areas surveyed. For supervisory/managerial personnel and those in the engineering/scientific field, a doctorate brought the highest compensation. An advanced degree resulted in the highest compensation for both CADD/designing/drafting and laboratory, land surveying, and technician jobs.

Experience Versus Education

A combination of experience and education is a better predictor of compensation than either area alone. While dealt with in detail in the report, space does not allow an analysis of the data herein.

Managerial/Supervisory Responsibility

Median total annual cash compensation varies greatly according to the level of supervisory responsibility. Compensation is highest for supervisory/managerial personnel who supervise 50 or more professional employees (with little or no responsibility for supervising technicians and/or drafters). For engineering and scientific jobs, compensation is lowest with no consistent supervisory responsibility and highest when supervising 10 or more professional and subprofessional employees. For CADD/designing/drafting jobs, supervising three or four subprofessionals brings the highest compensation, while no consistent supervisory responsibility results in the lowest incomes. For laboratory, land surveying, and technician jobs, supervising five to nine technicians and/or drafters results in the highest compensation; no consistent supervisory responsibility results in the lowest pay.

Dr. Steven Langer is a Licensed Psychologist with 35 years of experience in business, industry, government, academe, and consulting. As a Visiting Professor of Management at Loyola University of Chicago and Community Professor of Behavioral Sciences at Purdue University, he has taught at both the undergraduate and graduate levels, teaching such subjects as statistics, wage & salary administration, human resources management, personnel selection, and industrial/organizational psychology.

Dr. Langer is President of Abbott, Langer & Associates, Inc., consultants in human resources management and industrial/organizational psychology and publishers in the human resources field. He has directed and/or participated in a variety of compensation, human resources administration, psychological, and training projects for numerous business, industrial, and law firms, periodicals, governmental jurisdictions and human relations commissions, professional societies and trade associations, and organizations in the not-for-profit sector. He holds the B.A. degree in Psychology from California State University at Sacramento, the Master of Personnel Service degree from the University of Colorado at Boulder, and the Ph.D. degree in Educational Psychology from Walden University.

He is past chairman of the Personnel Research Award Committee of the Society for Human Resource Management and recipient of their Senior Professional in Human Resources certificate; member of WorldAtWork (formerly the American Compensation Association); past member of the Board of Directors of the Chicago Compensation Association; past president of the Pueblo Personnel Association; past chairman of the Section of Industrial Psychologists of the Illinois Psychological Association; and past president of the Chicago Psychological Association.

Dr. Langer has conducted or directed studies in and/or served as an expert witness in such areas as employee recruitment and selection; employee compensation, fringe benefits, and working conditions; prevailing rates; loss of and anticipated earnings; job discrimination; and employee attitudes and morale.



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Wednesday, April 16, 2008

Debt Consolidation Home Equity Loan Available At Low Rates

Become free from all your existing debts, by availing debt consolidation home loan equity with lower rates of interest and longer payoff duration and just relax!! If the credit card balances have been a bottleneck and you cannot free yourself from the debts undertaken so far, there is a way you can meet both the ends. If you have an equity for a home, then Debt Consolidation home loan equity can let you escape the trouble. These loans are available at affordable prices and assists in reducing the number of debts.
Debt consolidation works in a simpler fashion. The home equity is calculated by deducting the amount you owe for the home from the current market value of the home. Once the loan is approved, the money can be used to free oneself from the current creditors. The chief reason for the home equity loans is their lower rates of interest and longer duration credit for repayment, as compared to the credit cards and fixed rates of interest makes it easier to plan out and repay. But careful planning is required before opting for the second mortgage.
But once if second mortgage is opted for, then it adds bad credit to your debt consolidation loan. And availing the loan for second time becomes not only difficult but at times impossible. To get approved for debt consolidation home loan equity, one needs to have high credit ratings. If the loan amount installment is not repaid duly in time, there is a high risk of losing one s home.
Another option is to refinance an existing mortgage, thereby freeing oneself from the prevalent debts but that involves higher amount of fees. The money so obtained can be used to reduce the debts, start a business, plan for a vacation, home improvement, home repair, auto loans or to pay off the credit card balances. But, what is popular these days is Debt Consolidation home loan equity which incorporates lower rates of interest and lower fees. And again it takes only few days to get the approval, and one the approval is obtained the amount can be received in a short while.
Again, before applying for any mortgage loan, its better to look around and have a comparative study of the prices and rate of interest and the requirements for availing those mortgage loans. One needs to work out to find whether he/she would qualify for the Debt Consolidation home loan equity and for what amount and whether that would be sufficient enough to pay all the prevalent debts and become debt free.
Debt Consolidation World is an online informational resource center with articles providing in-depth knowledge about Debt Consolidation. Know your options with Debt Consolidation Home Equity Loan.



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